Shriram Finance's profit after tax (PAT) soared by 59.37% year-on-year (YoY) to ₹3,677.03 crore in the second quarter (Q2) of the financial year 2026-27 (FY27). This strong performance answers how the company is growing its earnings and rewarding shareholders.
- Profit after tax rose 59.37% YoY to ₹3,677.03 crore in Q2 FY27.
- Net interest income (NII) increased 38.20% YoY to ₹8,661.04 crore.
- Total assets under management (AUM) grew 16.96% YoY to ₹3.29 lakh crore.
- Earnings per share (EPS) rose 27.38% YoY to ₹15.63.
- Interim dividend of ₹6.50 per equity share declared for FY27.
What were the key financial results for Shriram Finance in Q2 FY27?
Shriram Finance reported a standalone PAT of ₹3,677.03 crore in Q2 FY27, up from ₹2,307.18 crore in Q2 FY26. This represents a 59.37% increase. The company’s net interest income (NII), which is the difference between interest earned and interest paid, rose 38.20% to ₹8,661.04 crore from ₹6,266.84 crore in the previous year’s quarter.
The total assets under management (AUM) reached ₹3.29 lakh crore as of September 30, 2026, growing 16.96% from ₹2.81 lakh crore on September 30, 2025. This growth shows the company’s expanding loan portfolio and financial reach.
Earnings per share (EPS) increased by 27.38% to ₹15.63 compared to ₹12.27 in Q2 FY26, reflecting higher profitability for shareholders.
How did Shriram Finance perform in the first half of FY27?
In the first six months of FY27 (H1 FY27), Shriram Finance’s standalone PAT rose 59.57% YoY to ₹7,121.59 crore, up from ₹4,621.91 crore in H1 FY26. The net interest income also grew by 35.98% to ₹16,716.74 crore compared to ₹12,293.27 crore in the same period last year.
What dividend did Shriram Finance declare for FY27?
The company’s board declared an interim dividend of ₹6.50 per equity share, which has a face value of ₹2 each. This dividend amounts to 325% of the face value. The record date for shareholders to be eligible for the dividend was set as October 29, 2026, and the payment date was scheduled for November 20, 2026.
How has Shriram Finance’s stock performed recently?
Despite strong financial results, Shriram Finance’s stock closed 3.98% lower at ₹865 per share on the National Stock Exchange (NSE) on October 23, 2026. The stock price has declined 8% over the past week and 14% over the past month. Year-to-date, the stock has lost 15% in value.
The stock reached a 52-week high of ₹1,153.70 on August 6, 2026, and a 52-week low of ₹695.25 on October 23, 2025. As of October 23, 2026, the company’s market capitalization stood at ₹2.03 lakh crore.
What does Shriram Finance’s growth indicate?
The significant increases in profit, net interest income, and assets under management indicate that Shriram Finance is expanding its business and improving profitability. The declared dividend also shows the company’s commitment to sharing profits with its shareholders.
